DetachedOn market 47 days

97 Somerset Cres, Waterloo

Name: 97 Somerset Crescent
SKU: X13805018
Price: 1199000 CAD
Availability: InStock

Waterloo, ON · · MLS® X13805018Updated September 23, 2026

$1,199,000Est. $5,890/mo mortgage

Bedrooms: 3
Bathrooms: 3
Living space: 2500–3000sq ft
Parking spaces: 6

Type Detached
Garage Yes
Basement Finished

What you should know

97 Somerset Cres is a 3-bedroom, 3-bathroom detached home in Waterloo, listed for $1,199,000. It has 2500-3000 sq ft of living space.

Ideally located just steps from the highly coveted Empire Public School, this prime location combines a peaceful setting with unmatched convenience.
Situated on an impressive pieshaped lot, the property boasts a private, expansive backyard with endless possibilities, including ample space to create your dream pool and outdoor oasis.
A convenient mudroom with main floor laundry and powder room is ideally located off the garage.

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3 Bed, 3 Bath Detached Home in Waterloo

About 97 Somerset Crescent

INCREDIBLE LOCATION, Nestled at the end of a quiet, family-friendly cul-de-sac in one of Westmount, this lovingly maintained home has been cherished by only two owners and offers an exceptional opportunity for its next family. Ideally located just steps from the highly coveted Empire Public School, this prime location combines a peaceful setting with unmatched convenience. Situated on an impressive pieshaped lot, the property boasts a private, expansive backyard with endless possibilities, including ample space to create your dream pool and outdoor oasis. Designed with family living in mind, the spacious main floor offers a functional layout featuring a large eat-in kitchen overlooking the beautifully landscaped backyard, formal living and dining rooms for entertaining, and a separate family room for everyday relaxation. A convenient mudroom with main floor laundry and powder room is ideally located off the garage. Completing the main level is a bright threeseason sunroom, offering a wonderful space to enjoy the outdoors with the potential to be converted into a four-season living area for yearround enjoyment. Upstairs, you'll find three exceptionally generous bedrooms, a spacious four-piece family bathroom, and a primary retreat complete with its own ensuite. Abundant storage throughout the upper level adds to the home's practicality. Tucked discreetly behind the primary bedroom is a hidden bonus room-a rare and versatile space perfect for a nursery, home office, fitness room, dressing room, or private retreat. A fully finished basement extends the living space even further, featuring a large recreation room currently set up with a pool table, an additional separate room ideal for a games room, office, or guest space, a three-piece bathroom, and convenient walk-up access to the garage. Offering an unbeatable location, an exceptional family-friendly floor plan, a remarkable lot, and endless potential to personalize, this is a rare opportunity.

3 bedrooms, 3 bathrooms, about 2,500 sq ft, works out to roughly $480 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 97 Somerset Cres

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 2500-3000 sq ftas stated on the listing
Parking: 6 spacesYes garage
Basement: Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 6

Interior

Basement: Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

97 Somerset Cres Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Sep 18, 2026For saleListedThis listingMLS® X13805018$1,199,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 97 Somerset Cres Compares to the Waterloo Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 721 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Waterloo market, last 90 days

Median sold price: $707,000
Average sold price: $762,911
Average days on market: 32
Homes sold: 420

Closed sales on the TRREB MLS®.

Full Waterloo market report

Recently sold nearby in Waterloo

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home97 Somerset Crescent 3 bd · 3 ba · 2,500 sqft	$1,199,000asking	$480	—	—
223 Carter Avenue 3 bd · 2 ba · 700 sqft
351 Craigleith Drive 3 bd · 2 ba · 1,500 sqft
711 Angler Way 3 bd · 2 ba · 1,100 sqft
128 Mallard Crescent 3 bd · 2 ba · 2,000 sqft
600 Coppercroft Court 5 bd · 3 ba · 2,500 sqft
775 Klosters Drive 3 bd · 2 ba · 1,500 sqft

223 Carter Avenue
3 bd · 2 ba · 700 sqft
351 Craigleith Drive
3 bd · 2 ba · 1,500 sqft
711 Angler Way
3 bd · 2 ba · 1,100 sqft
128 Mallard Crescent
3 bd · 2 ba · 2,000 sqft
600 Coppercroft Court
5 bd · 3 ba · 2,500 sqft
775 Klosters Drive
3 bd · 2 ba · 1,500 sqft

Living in Waterloo: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

How long is your commute?

From 97 Somerset Cres. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 97 Somerset Cres

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $5,890; 20% down · 25 years · 5.5% assumed
Property tax: $659; 0.66% mill rate · ON
Total per month: $6,549; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$5,890

/mo

based on the purchase price of $1,199,000

Down payment20%

$239,800 cash

Amortization25 yr

$959,200 financed

Rate5.50%

$807,898 total interest

Principal54%$959,200

Interest46%$807,898

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: ROYAL LEPAGE WOLLE REALTY, BrokerageMLS® X13805018 · Listing data last updated September 23, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 17· $480/sq ft

Estimated monthly mortgage$5,890/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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