Kawartha Lakes, ON · · MLS® X13875370Updated
$460,000Est. $2,260/mo mortgage
99 Durham St W is a 4-bedroom, 2-bathroom detached home in Kawartha Lakes, listed for $460,000. It has 1100-1500 sq ft of living space.
Coldwell Banker Summit Realty, BrokerageZara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
Welcome to 99 Durham Street! This legal non-conforming duplex offers a fantastic opportunity for buyers looking to make home ownership more affordable by living in one unit while generating rental income from the other. Centrally located and offering two self-contained units, this property provides flexibility for both owner-occupiers and investors.The main level features a comfortable two-bedroom layout with a bright living area, functional kitchen, in-suite laundry and its own dedicated driveway. Upstairs, the refreshed two-bedroom unit offers an updated kitchen and bathroom, generous living space and separate parking.Each unit operates independently with its own hydro meter and hot water tank, helping keep utilities simple and separate. With rental income already in place, a buyer could occupy one unit and use the income from the other to help offset monthly carrying costs and mortgage payments.Conveniently located close to downtown, the college, recreation centre, shopping and everyday amenities, 99 Durham Street is a versatile property with plenty of possibilities. Live in one unit and rent the other, or add a solid two-unit property to your investment portfolio.
4 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $418 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
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Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
Summitly estimate, not from PropTx, the MLS® or the listing brokerage. Not an appraisal. How it works
Closed sales on the TRREB MLS®.
Full Kawartha Lakes market reportSold prices are shown free to signed-in members, as board rules require.
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9 Gold Street
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6 Golf Court
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15 Beavers Lane
3 bd · 2 ba · Detached
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35 Grandview Drive
3 bd · 2 ba · Detached
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67 Hillcroft Way
3 bd · 2 ba · Detached
6 nearby sales vs. this home
Closed sales from MLS®, compared with this home's asking price.
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| Home | Sold price | $ / sqft | % of asking | Sold |
|---|---|---|---|---|
This home99 Durham Street W 4 bd · 2 ba · 1,100 sqft | $460,000asking | $418 | — | — |
| 9 Gold Street 3 bd · 1 ba · 700 sqft | ||||
| 33 Portage Road 3 bd · 2 ba · 1,500 sqft | ||||
| 6 Golf Court 3 bd · 1 ba · 1,100 sqft | ||||
| 15 Beavers Lane 3 bd · 2 ba · 1,100 sqft | ||||
| 35 Grandview Drive 3 bd · 2 ba · 1,500 sqft | ||||
| 67 Hillcroft Way 3 bd · 2 ba · 1,500 sqft |
3 bd · 1 ba · 700 sqft
3 bd · 2 ba · 1,500 sqft
3 bd · 1 ba · 1,100 sqft
3 bd · 2 ba · 1,100 sqft
3 bd · 2 ba · 1,500 sqft
3 bd · 2 ba · 1,500 sqft
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20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from PropTx or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Summitly AI estimate for discussion only — not from PropTx or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Listing brokerage: Birdhouse Realty Inc., BrokerageMLS® X13875370 · Listing data last updated
Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from PropTx, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Other 3–4 bed homes for sale in Kawartha Lakes around $460K.
Homes for sale in Kawartha Lakes
Every active Kawartha Lakes MLS® listing, updated all day.
Curated MLS® searches this property belongs to — same city, same shape of home.
Based on 537 sales from Jul 10 – Oct 8, 2026 (330 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
99 Durham St W is listed at $460,000 (MLS® X13875370). Summitly updates the price as soon as the MLS® record changes.
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kawartha Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
No — 99 Durham St W is still listed at its original asking price of $460,000.
99 Durham St W has 4 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Kawartha Lakes.
About $2,260 a month — principal and interest on $460,000 with 20% down ($92,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Its asking price of $460,000 is about 26% below the median sold price in Kawartha Lakes over the last 90 days, $619,000, across 537 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Summitly has no earlier MLS® sale or lease of 99 Durham St W on record from the last two years. Older records aren't shown under TRREB rules.
99 Durham St W is in Kawartha Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
99 Durham St W was listed today (October 8, 2026).
About $307 to $418 per square foot: the asking price of $460,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Yes — the listing gives 4 parking spaces.
The listing describes the basement as: Unfinished.
