Discover an exceptional island retreat on beautiful Whale Back Island in Crystal Bay, offering two separate waterfront exposures - a sun-soaked south shore with sandy beach and a scenic northwest shoreline perfect for sunsets. With 320 feet of total frontage and a level 0.85-acre lot, this property delivers rare usability, privacy, and year-round enjoyment. The renovated three season cottage features an inviting open-concept layout combining the living room, kitchen, and sunroom. The kitchen includes a centre island, double sink, and mostly stainless-steel appliances. The living room offers a cozy wood stove and walkout to the deck, while the sunroom provides panoramic lake views and its own walkout. There are 3 comfortable bedrooms, including a primary with direct ground-level access, plus a large 3-piece bath and convenient main-floor laundry. Outdoor living shines here: expansive lakeside decking, a charming gazebo, and a large, level yard ideal for family activities. The south-facing sandy beach offers gentle, kid-friendly entry, while the docks provide ample depth for boating. Enjoy two docks-an older secondary dock and a newer, oversized L-shaped dock with plenty of room for entertaining, swimming, and water sports. Located just an 8-minute boat ride from the marina and approximately 1.5 hours from the GTA, this island getaway is close to nearby towns for shopping, dining, and amenities. A rare opportunity to own a beautifully improved, highly usable island property on sought-after Go Home Lake.
3 bedrooms, 1 bathroom, about 1,100 sq ft, works out to roughly $699 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 4 Is 40 Go Home Lake
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow-Raised
Living space
1100-1500 sq ftas stated on the listing
Basement
None
Features & systems
Parking & garage
Parking spaces
0
Interior
Basement
None
Lot & land
Lot size (sqft)
0.85
Listing & possession
Property style
Bungalow-Raised
Property class
Detached
4 Is 40 Go Home Lake Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13436058$769,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 4 Is 40 Go Home Lake Compares to the Georgian Bay Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,778
/mo
based on the purchase price of $769,000
$153,800 cash
$615,200 financed
$518,160 total interest
Principal54%$615,200
Interest46%$518,160
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Georgian Bay
Other 2–4 bed homes for sale in Georgian Bay around $769K.
Average days on market74Homes sold in about 74 days on average.
Sale-to-list ratio92.3%On average, homes sold below asking.
Active listings173Homes for sale here right now.
Median vs prior 90 days+3.0%Compared with Apr 24 – Jul 23, 2026: prices up.
Based on 44 sales from Jul 23 – Oct 21, 2026 (28 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 4 Is 40 Go Home Lake
How much is 4 Is 40 Go Home Lake listed for?
4 Is 40 Go Home Lake is listed at $769,000 (MLS® X13436058). Summitly updates the price as soon as the MLS® record changes.
Is $769,000 a good price for 4 Is 40 Go Home Lake?
Summitly rates it Good Deal: the asking price is 3% to 10% below Zara's estimate, an estimate built from recent sales in Georgian Bay. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 4 Is 40 Go Home Lake changed?
No — 4 Is 40 Go Home Lake is still listed at its original asking price of $769,000.
How many bedrooms and bathrooms does 4 Is 40 Go Home Lake have?
4 Is 40 Go Home Lake has 3 bedrooms and 1 bathroom, with about 1,100–1,500 square feet of living space. It is a detached home in Georgian Bay.
How much would the monthly mortgage be on 4 Is 40 Go Home Lake?
About $3,778 a month — principal and interest on $769,000 with 20% down ($153,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 4 Is 40 Go Home Lake compare with other homes in Georgian Bay?
Its asking price of $769,000 is about the same as the median sold price in Georgian Bay over the last 90 days, $777,500, across 44 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 4 Is 40 Go Home Lake been sold before?
Summitly has no earlier MLS® sale or lease of 4 Is 40 Go Home Lake on record from the last two years. Older records aren't shown under TRREB rules.
Where is 4 Is 40 Go Home Lake?
4 Is 40 Go Home Lake is in Georgian Bay, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 4 Is 40 Go Home Lake been on the market?
131 days — 4 Is 40 Go Home Lake was listed on June 12, 2026.
What is the price per square foot of 4 Is 40 Go Home Lake?
About $513 to $699 per square foot: the asking price of $769,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 4 Is 40 Go Home Lake have a basement, and is it finished?
The listing says 4 Is 40 Go Home Lake has no basement.
What is the lot size of 4 Is 40 Go Home Lake?
The lot is 25.995 acres, as published in the listing.
