Condo TownhouseListed today

92 Loretta Dr #14, Niagara-on-the-Lake

Name: 92 Loretta Drive, Unit 14
SKU: X14136416
Price: 819000 CAD
Availability: InStock

Niagara-on-the-Lake, ON · · MLS® X14136416Updated November 1, 2026

$819,000Est. $4,024/mo mortgage

Bedrooms: 2
Bathrooms: 3
Living space: 1200–1399sq ft
Parking spaces: 3

Type Condo Townhouse
Garage Yes
Basement Full, Finished

What you should know

92 Loretta Dr #14 is a 2-bedroom, 3-bathroom condo townhouse in Niagara-on-the-Lake, listed for $819,000. It has 1200-1399 sq ft of living space.

A second bedroom provides the perfect space for guests, a home office, or a hobby room.
The fully finished lower level expands the living space with a spacious recreation room and two additional bedrooms, offering the perfect setup for overnight guests or extended family.
Conveniently located just steps from visitor parking, making it effortless to host.Enjoy a vibrant lifestyle just steps from your front door.

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2 Bed, 3 Bath Condo Townhouse in Niagara-on-the-Lake

Unit 14 at 92 Loretta Drive

Welcome to a beautifully maintained end-unit townhome that combines timeless style, everyday comfort, and an unbeatable location in the charming community of Virgil. Framed by established landscaping and an inviting covered front entrance, this home offers impressive curb appeal from the moment you arrive.Inside, a bright and spacious entryway opens into a main living space featuring soaring vaulted ceilings, abundant natural light, and a cozy gas fireplace. The well-appointed kitchen offers generous cabinetry, a charming breakfast area, and direct access to a private outdoor composite deck-an ideal setting for morning coffee or relaxing evenings.Designed for flexibility and convenience, the main floor includes a spacious primary bedroom complete with a walk-in closet and a private 3-piece ensuite. A second bedroom provides the perfect space for guests, a home office, or a hobby room. The fully finished lower level expands the living space with a spacious recreation room and two additional bedrooms, offering the perfect setup for overnight guests or extended family. Conveniently located just steps from visitor parking, making it effortless to host.Enjoy a vibrant lifestyle just steps from your front door. Walk to local craft breweries, parks, groceries, and nearby amenities, including the Virgil Sports Park, all while experiencing the charming atmosphere that makes this community so desirable. Low-maintenance living at its best.

2 bedrooms, 3 bathrooms, about 1,200 sq ft, works out to roughly $683 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this condo townhouse fits your budget and timing.

Inside 92 Loretta Dr #14

Every detail from the listing, in one place.

Type: Condo Townhouse
Style: Bungalow
Living space: 1200-1399 sq ftas stated on the listing
Parking: 3 spacesYes garage
Basement: Full, Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 3

Interior

Basement: Full · Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Condo Townhouse

92 Loretta Dr #14 Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 1, 2026For saleListedThis listingMLS® X14136416$819,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 92 Loretta Dr #14 Compares to the Niagara-on-the-Lake Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Fair Price· based on 232 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Niagara-on-the-Lake market, last 90 days

Median sold price: $1,000,000
Average sold price: $1,180,885
Average days on market: 59
Homes sold: 147

Closed sales on the TRREB MLS®.

Full Niagara-on-the-Lake market report

Recently sold nearby in Niagara-on-the-Lake

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This homeUnit 14 — 92 Loretta Drive 2 bd · 3 ba · 1,200 sqft	$819,000asking	$683	—	—
481 Victoria Street 2 bd · 3 ba · 2,000 sqft
29 Rose Glen Crescent 2 bd · 2 ba · 1,200 sqft
1 SAPPHIRE Lane 2 bd · 2 ba · 1,400 sqft
7 Aberdeen Lane 2 bd · 3 ba · 1,600 sqft
1439 Niagara Stone Road 2 bd · 3 ba · 1,200 sqft
6 Mills Lane 2 bd · 3 ba · 1,400 sqft

481 Victoria Street
2 bd · 3 ba · 2,000 sqft
29 Rose Glen Crescent
2 bd · 2 ba · 1,200 sqft
1 SAPPHIRE Lane
2 bd · 2 ba · 1,400 sqft
7 Aberdeen Lane
2 bd · 3 ba · 1,600 sqft
1439 Niagara Stone Road
2 bd · 3 ba · 1,200 sqft
6 Mills Lane
2 bd · 3 ba · 1,400 sqft

Living in Niagara-on-the-Lake: Location & Amenities

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Costs, Mortgage & Rental Return for 92 Loretta Dr #14

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $4,024; 20% down · 25 years · 5.5% assumed
Property tax: $450; 0.66% mill rate · ON
Total per month: $4,474; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$4,024

/mo

based on the purchase price of $819,000

Down payment20%

$163,800 cash

Amortization25 yr

$655,200 financed

Rate5.50%

$551,850 total interest

Principal54%$655,200

Interest46%$551,850

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGEMLS® X14136416 · Listing data last updated November 1, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 31· $683/sq ft

Estimated monthly mortgage$4,024/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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