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MLS® listings · updated October 30, 2026 Buyer's market · 21/100

24 New Listings in Elgin

Currently a buyer's market in Elgin. Browse 359 MLS® listings, neighbourhood market stats, and recent sold history across Elgin, Ontario.

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205 Emery Street, Elgin: home for sale
205 Emery Street · $715,000Listed by COLDWELL BANKER STAR REAL ESTATE, Brokerage

Elgin at a glance

MLS® data

Homes for sale
365
For rent
43
Sold · 90 days
231
Average sold price · 90 days
$625,462

Market typeBuyer's market · 21/100

62 days on market (average) · 4.7 months of inventory

Full market report
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Zara · AI virtual agent

Meet Zara · Elgin

Ask Zara about any listing, neighbourhood, school zone, or sold comparable in Elgin. Available 24/7 via chat or phone — no signup, no waiting.

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AI-friendly answerUpdated daily from MLS®

Elgin, Ontario has 359 homes listed for sale, 232 sold in the last 90 days and a 90-day median sold price of $591,750, from the MLS®. Through Mortgage Squad Advisors — Summitly's preferred mortgage partner — you can browse listings and talk to a licensed mortgage advisor in the same flow.

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Just listed in Elgin

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Market intelligence

Home price trends & market temperature in Elgin

Composite hotness score, the year-long sold-price line, and a plain-English read on the data from Zara, our real estate AI.

Full Elgin market breakdown
Market temperature

Elgin is leaning toward a buyer's market

Composite score derived from days-on-market and months-of-inventory signals.

21
cool
Cool buyer's mktBalancedHot seller's mkt
  • Days on market
    62
    Lower = hotter
  • Months of inventory
    4.7
    Under 4 = hot
  • Closed (30d)
    234
    MLS® last 30 days
12-month trend

Average sold price in Elgin

Last 12 months of MLS® closed transactions, average per month.

$625,462
+0.8% YoY
$612,139
Nov 25Oct 26
Zara's take · Elgin
Elgin is currently a leaning toward buyers.

The latest monthly average sold price is within ±4% of 12 months earlier. Monthly averages move with the mix of homes that sold, so treat this as a direction rather than a precise change. Supply is at ~4.7 months — between the usual seller's and buyer's thresholds.

Practical takeaway

Buyers: you have real negotiating power right now. Sellers: consider pre-listing inspections and competitive pricing to stand out.

Generated from MLS® data — not investment advice.See the full report
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Browse by price

Elgin homes for sale by price range

Active MLS® listings per price band.

  • Under $500K
    85
  • $500K – $750K
    123
  • $750K – $1M
    70
  • $1M – $1.5M
    44
  • $1.5M – $2M
    17
  • Over $2M
    20
Browse by type

Elgin homes by property type

Detached, semi-detached, townhouse, condo, multi-family and commercial inventory — all in one view.

Browse by bedrooms

Elgin listings by bedroom count

  • 1+ Bedroom
    289
  • 2+ Bedrooms
    282
  • 3+ Bedrooms
    204
  • 4+ Bedrooms
    90
  • 5+ Bedrooms
    18
Popular searches

Explore Elgin real estate

Jump straight to the searches buyers and renters use most — each one updated daily from MLS® data.

Browse by intent

Popular Elgin searches

The way buyers really search — new listings, price drops, with pool, finished basement, fixer-uppers, and more. One tap drops you on the map with that filter applied.

Neighbourhoods

Most-searched neighbourhoods in Elgin

Where the action is right now — ranked by active MLS® inventory.

By postal code

Most-active postal codes in Elgin

Forward Sortation Areas (the first 3 characters of a Canadian postal code) ranked by current MLS® inventory.

About the market

Living in Elgin, Ontario

Elgin has 359 homes listed for sale on the MLS® right now. The largest groups are detached houses (222), townhouses (10), semi-detached houses (9) and multi-family homes (9). Another 42 homes are listed for rent.

Over the last 90 days, 234 homes sold in Elgin at a median price of $591,750, after an average of 62 days on the market. Over the last six months, average sold prices were: detached houses $677,116, semi-detached houses $541,576, townhouses $495,598 and multi-family homes $614,750.

At the current pace of sales, Elgin's active listings would take about 4.6 months to sell — roughly balanced between buyers and sellers. Summitly's market gauge reads: Elgin is leaning toward a buyer's market.

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The 5-step plan

How to buy a home in Elgin

The steps Summitly's licensed advisors walk buyers through.

  1. 1

    Get pre-approved

    Confirm your maximum purchase price and hold a rate before you start touring properties in Elgin. Summitly's mortgage partner, Mortgage Squad Advisors, can compare lenders for you.

  2. 2

    Browse MLS® listings in Elgin

    Use the price, property-type and bedroom tiles on this page to narrow inventory, or draw your own search area on the map.

  3. 3

    Tour homes with a licensed agent

    Summitly can connect you with a Elgin agent at Coldwell Banker Summit Realty, or you can work with your existing REALTOR®.

  4. 4

    Make an informed offer

    Compare the asking price with recent sold prices for similar homes nearby — Zara, our real estate AI, can pull comparables for any address.

  5. 5

    Close

    Your lender, real estate lawyer and agent coordinate the closing so the keys are released on your closing date.

Frequently asked questions

Buying and selling in Elgin: your questions, answered

Answered with this page's own MLS® numbers.

  • How many homes are for sale in Elgin right now?

    359 homes are listed for sale on the MLS® in Elgin, including 222 detached houses, 10 townhouses and 9 semi-detached houses.

  • What do homes sell for in Elgin?

    Homes that sold in Elgin over the last 90 days went for a median of $591,750 and an average of $625,462, across 234 sales. Prices vary widely by property type, size and neighbourhood.

  • How much does each type of home cost in Elgin?

    Average sold prices in Elgin over the last six months: detached houses $677,116, semi-detached houses $541,576, townhouses $495,598 and multi-family homes $614,750.

  • How long does it take to sell a home in Elgin?

    Homes that sold in Elgin over the last 90 days spent an average of 62 days on the market.

  • Is Elgin a buyer's or a seller's market?

    Elgin is leaning toward a buyer's market. Elgin has about 4.6 months of inventory (active listings divided by monthly sales); under four months usually favours sellers and over six favours buyers.

  • How many homes are for rent in Elgin?

    42 homes are listed for rent on the MLS® in Elgin right now.

  • Where do these Elgin numbers come from?

    Listing counts are MLS® counts, updated daily. Sold prices and days on market come from MLS® sales closed in the last 90 days; a figure based on fewer than 5 sales is withheld.

Licensed Ontario real estate brokerage

Coldwell Banker Summit Realty, Brokerage

Coldwell Banker Summit Realty, Brokerage is registered with the Real Estate Council of Ontario (RECO). Its licensed agents can help you buy, sell or lease in Elgin, from showings and offers to closing. When you are ready to finance, you can compare mortgage options with our partner, Mortgage Squad Advisors.

  • RECO-registered brokerage
  • Licensed agents
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Coldwell Banker Summit Realty, Brokerage. Waqar Afzal, Broker of Record. Each office is independently owned and operated.

Ready to make a move in Elgin?

Estimate what you can afford, talk to a licensed mortgage advisor about pre-approval, or ask Zara for a personal affordability snapshot.

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